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that seems like a threat that could be significantly harmful to you if actually followed through with

Meh
i’ll repay them eventually

it’s just been tough to get a hold of my dad to get money from my college fund, with the pandemic and all

My really rich cousins’ dad said he was going to mail me a check
Maybe that will be enough idk

as you all should know, i am the personified antithesis to frugality lol

Depending on local laws (or possibly less-local laws, e-commerce is complicated) it’s possible that it being sent to a collections agency will result in you owing significantly more

some states have laws designed to prevent this but I’m not sure if Illinois is one of them

can’t be that much more for me based on the relatively small amount i owe them

i use so much revolving credit lol
my credit score is trash

I don’t think it would necessarily be a percentage but I’m not positive

I am really not an expert here

true

i actually maxed out using 200% of my discover credit limit
don’t ask how

AAAAAA

am in online infoday right now.

My parents keep pressing me to select a major I don’t want to.

Help.
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this was basically done using the same gimmick that got me a negative balance on venmo

reload from my bank account when i have nothing left in my bank account and then my bank rejects and reverses the transaction a few days later after I already spent the money that was “reloaded”

now im just chugging along paying $35 a month to repay my discover bill over the next 2 1/2 years

I’ve created a new Discord account so I don’t think they’ll know it’s me.

theyll never except Janegoesgaming

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Hi, I exist.

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hewwo vulgard

How are you?

it’s 8:30 and i’m still awake

the decisions i made to bring me to this point are questionable

other than that i’m okay i guess

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